Thursday, March 6, 2014

Student loan question help please?




Brittney


I want to take a small student loan for online classes for a laptop, books, and what not. What if i decide I do not want to go anymore, its not fraud is it? What is the avg Apr on student loans? Thank you


Answer
If you mean federal student loans that you get from filling out the FAFSA you file the FAFSA listing colleges you may be interested in. Those colleges you apply to want to offer you acceptance will then create a financial aid award for you. This award could contain grants, loans, federal work study, usually a combination, depending on what you qualify for and when you file. So you would have to accept their award and the grants and loans get deposited into the college account where the college takes out their charges for tuition, fees, housing and meal and any left over is refunded to youl. So you do not get the money directly to you, it goes to the college first. Also those loans have to be paid back and with interest depending on the type.

If you mean private loans like sallie mae etc. you need to look at their terms for rates etc.

http://studentaid.ed.gov/students/attachments/siteresources/Funding_Education_Beyond_HS_2011-12.pdf

Laptop choice for student entering college?




jo_z_rox20


Next fall, (fall 2011) i will be entering college as a freshman, and i was wondering if anyone had a particular choice for a laptop computer that would be ideal for a student.
course, i'm going to be a student, so i;m nt looking to spend a lot of money either.
any suggestions?
thanks in advance!



Answer
don't do a dell they have bad customer service and quite a few of their 15's have fan issues after a few months (I replaced 3 fans before my dell died this last march, right before all my essays were being written) You're better off with a sony or toshiba (my friend has a toshiba and hasn't had an issue yet) plus they have better battery life then dell (by a mile, my 1525 got maybe 1 hour of battery off the cord) or if possible save up for a mac (you most likely could get by on library pc's till your able to afford a macbook at starting price of $999, I had too ;) ) It's worth it believe me!




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