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AmbitiousC
I'm a 21 year old college student and I've had a Bank of America checking & savings account since I was 17. It's time for me to get a credit card and I've doing some research and I am unsure how to make a final decision. I initially went on BofA & checked out their offers and then I searched "Best Credit Cards for College Students" and "Worst Credit Cards for College Students" & read some articles. Some articles state how rewards programs aren't the most important for student credit cards but then they compare and put emphasis on different rewards programs between different card companies and now I'm stuck. I don't really care about rewards programs but those articles makes me feel like I should... I really paid more attention to the APR rates, interest rates & penalties, all the fine print stuff. I'm a financial responsible person so I'm not too worried about penalties because I know the importance of building a good credit score and MAINTAINING it since my father has the worst credit ever and is financially irresponsible...(so I definitely know I will never follow in his footsteps, it's not even an option). I just need help on what's the "catch" with student credit cards and on whether I should just apply for a BofA one since it's I have my debit card with them... From the articles I read, the "Discover It" credit card for students was ranked #1 on every list while BofA wasn't ranked on any list. But the rankings put emphasis on rewards programs... Are rewards programs really a big deal (especially for a college student)? Plus I don't really spend much to earn points and really wouldn't want to begin spending more to earn special points or cash back. I just want to build up good credit score, thats all. My first purchase will be a laptop in which I have no problem paying it in full cash but it would be smarter just to pay if off on credit. *Sighhh* I'm just trying to get some assistance in filtering out the bull-ish with these terms and conditions of these credit cards... PLEASE HELP!!!
Answer
if you already have a student loan, make sure to pay that off. it will help your score.
if you already have a student loan, make sure to pay that off. it will help your score.
What is the best laptop to get for the best price?
Cal
I am a college student looking for a laptop with good wireless internet connection and a decent battery life. I would mainly use the laptop for Internet and Word documents. I want a reasonable price and don't really need that many bells and whistles.
Answer
There is really no BEST laptop brand from ANY company as these manufacturers all have produced "Gold" and "Lemons" in their time.
Most answers will tell you to buy "THIS" or "THAT" brand because it is the best, just remember that it is the best for THEM not for you.
Most people will tell you of a best "brand" but their actual answer is based on the MODEL they have not the entire brand and you should not judge a company by ONE model as they make hundreds of them.
This being said, here is how to do more precise research to find the best one for YOU:
The first step is to get information on the laptops that you are interested in and, as a second step, to search online at web stores (like Amazon or similar) or at retail shops (BestBuy, staples or similar) for the best deals on the ones you would really like to have based on your search.
This way, you get the best working laptops at the best prices.
As laptop specs change often, it is good to get non-vendor/non-partisan/non-groupie information so you should do some checking on these review/guide sites to help fine tune your search.
At each site, start by checking models and then compare them with others (or against each other) by choosing different options using boxes and drop down menus to customize the search and get what you want in your laptop ( there is even a way on some of those sites to look by inputting the price you are willing to pay to minimize the impact on your wallet ).
Your time will not be wasted (after all, you get all this from the comfort of your home) and you should find something to your liking and budget.
Stop 01 here: http://reviews.cnet.com/laptops/?tag=hdr;snav
Stop 02 here: http://www.pcworld.com/products/computers/laptops.html
Stop 03 here: http://review.zdnet.com/filter/laptops?categoryId=3121
Stop 04 here: http://www.notebookreview.com/
Good luck on your research.
P.S.: By the way, I own a Dell ;) but it's an older model (2002) on the way out soon (to be replaced by a still unknown brand as I will be doing research).
There is really no BEST laptop brand from ANY company as these manufacturers all have produced "Gold" and "Lemons" in their time.
Most answers will tell you to buy "THIS" or "THAT" brand because it is the best, just remember that it is the best for THEM not for you.
Most people will tell you of a best "brand" but their actual answer is based on the MODEL they have not the entire brand and you should not judge a company by ONE model as they make hundreds of them.
This being said, here is how to do more precise research to find the best one for YOU:
The first step is to get information on the laptops that you are interested in and, as a second step, to search online at web stores (like Amazon or similar) or at retail shops (BestBuy, staples or similar) for the best deals on the ones you would really like to have based on your search.
This way, you get the best working laptops at the best prices.
As laptop specs change often, it is good to get non-vendor/non-partisan/non-groupie information so you should do some checking on these review/guide sites to help fine tune your search.
At each site, start by checking models and then compare them with others (or against each other) by choosing different options using boxes and drop down menus to customize the search and get what you want in your laptop ( there is even a way on some of those sites to look by inputting the price you are willing to pay to minimize the impact on your wallet ).
Your time will not be wasted (after all, you get all this from the comfort of your home) and you should find something to your liking and budget.
Stop 01 here: http://reviews.cnet.com/laptops/?tag=hdr;snav
Stop 02 here: http://www.pcworld.com/products/computers/laptops.html
Stop 03 here: http://review.zdnet.com/filter/laptops?categoryId=3121
Stop 04 here: http://www.notebookreview.com/
Good luck on your research.
P.S.: By the way, I own a Dell ;) but it's an older model (2002) on the way out soon (to be replaced by a still unknown brand as I will be doing research).
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Title Post: What's the best student credit card I should apply for, for building credit?
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Rating: 100% based on 9998 ratings. 5 user reviews.
Author: Unknown
Thanks For Coming To My Blog
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